Tennessee Pension Plan

The Tennessee Consolidated Retirement System (TCRS) is designed to provide three types of benefits: retirement benefits, disability benefits, or survivor benefits. This coverage grows in value each year you teach.

All full-time teachers are covered by Group I of the retirement system as a condition of employment. As a teacher, you are required to contribute 5% of your salary to the retirement system. Contributions are made on a tax-deferred basis. Learn more about TCRS.


Legacy Members (enrolled prior to 7/1/14)

Hybrid Members (enrolled after 7/1/14)

Employee 5% Legacy TCRS 5% Hybrid TCRS
(as of 7/1/21)
10.30% 4%
Employee 2% TCRS 401K (*optional automatic enrollment)
Employer 5%

Manage your TCRS account

Log in to your Self Service account on the TCRS website to:

  • View your account details.
  • Update your contact information.
  • Make requests to TCRS.
  • Check the status of your requests